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Showing posts from December, 2025

Best Savings Account in India (2025): Interest Rates, Zero Balance & Hidden Charges

  Best Savings Account in India (2025): Interest Rates, Zero Balance & Hidden Charges A savings account is the foundation of personal finance in India. Whether you are a student, salaried employee, freelancer, or business owner, choosing the right savings account can help you save more, avoid unnecessary charges, and manage your money efficiently. In 2025, Indian banks offer many types of savings accounts — zero balance accounts, digital-only accounts, salary accounts, and premium savings accounts. However, many people still lose money due to low interest rates or hidden charges. This article explains the best savings accounts in India in 2025, their interest rates, minimum balance requirements, and important charges — in simple and clear language. Why Choosing the Right Savings Account Is Important Most people open a savings account without comparing options. Later, they face problems like: Very low interest earned on savings Penalties for not maintaining m...